Life Insurance

A life insurance policy is a contract with an insurance company. In exchange for premiums (payments), the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries in the event of the insured’s death. Typically, life insurance is chosen based on the needs and goals of the owner. Term life insurance generally provides protection for a set period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage. Life insurance death benefits are generally income tax-free.

Why do I need life insurance To address important financial needs such as Family Protection, Jumbo Life Insurance Planning, Wealth Transfer, Business Continuation, Estate Planning, Charitable Giving, Supplement Education Funding and Retirement Planning. We offer a multitude of products and services to meet our clients’ unique needs:

We represent most of the life insurance companies in the U.S. market, including but not limited to the following companies. One call, multiple quotations.